Stany Zjednoczone - Kredyt konsumencki

Consumer credit in the United States went up by USD 18.9 billion in October 2019, above both a downwardly revised USD 9.6 billion gain in September and market expectations of a USD 16 billion rise. Revolving credit including credit card borrowing declined USD 7.9 billion, following a USD 0.2 billion rise in September. Also, non-revolving credit including loans for education and automobiles rose USD 11 billion, accelerating from USD 9.4 billion advance in the prior month. Year-on-year, consumer credit growth accelerated to 5.5 percent in October from 2.8 percent in September, as revolving credit jumped 8.8 percent (vs 0.2 percent), whereas non-revolving credit accelerated to 4.3 percent (vs 3.7 percent).

Consumer credit in the United States went up by USD 9.5 billion in September 2019, below both a downwardly revised USD 17.8 billion gain in August and market expectations of a USD 15 billion rise. This is the slowest increase in total consumer credit since June 2018, as revolving credit including credit card borrowing declined USD 1.1 billion, following an upwardly revised USD 2.2 billion fall in August. Also, non-revolving credit including loans for education and automobiles rose USD 10.6 billion, the smallest gain in four months, easing from an upwardly revised USD 20.1 billion advance in the prior month. Year-on-year, consumer credit growth moderated to 2.8 percent in September from 5.2 percent in August, as revolving credit fell 1.2 percent (vs -2.5 percent in August), whereas non-revolving credit growth slowed to 4.2 percent (vs 7.9 percent in August).

Consumer credit in the United States went up USD 17.9 billion in August 2019, after a revised USD 23.1 billion gain in July and beating market expectations of a USD 15.3 billion rise. Non-revolving credit including loans for education and automobiles increased USD 19.9 billion, the most in three years, after a USD 13.7 billion advance in the prior month, while revolving credit including credit card borrowing declined USD 2 billion, following a USD 9.4 billion climb in July. Year-on-year, consumer credit growth moderated to 5.2 percent in August from 6.8 percent in July, as revolving credit fell 2.2 percent (vs 10.5 percent in July), whereas non-revolving credit gained steam and climbed 7.8 percent (vs 5.4 percent in July).

Consumer credit in the United States went up by USD 23.3 billion in July 2019, the most in a year, easily beating market expectations of a USD 16.1 billion rise. Revolving credit including credit card borrowing climbed USD 10 billion, following a revised USD 0.2 billion decline in June. In addition, non-revolving credit including loans for education and automobiles rose USD 13.3 billion, after a USD 14.0 billion increase in the previous month. Year-on-year, consumer credit growth accelerated to 6.8 percent in July from 4.1 percent in June, as revolving credit jumped 11.2 percent (vs -0.2 percent in June), whereas non-revolving credit rose 5.3 percent (vs 5.6 percent in June).

Consumer credit in the United States went up by USD 14.6 billion in June 2019, following an upwardly revised USD 17.79 billion advance in the previous month and compared to market expectations of a USD 16.0 billion rise. Non-revolving credit including loans for education and automobiles jumped by USD 14.7 billion, after a USD 10.3 billion increase in May. Meantime, revolving credit including credit card borrowing edged down USD 0.1 billion, following a USD 7.5 billion increase in the previous month. Year-on-year, consumer credit growth slowed to 4.3 percent from 5.3 percent in May, as non-revolving credit rose 5.8 percent (vs 4.1 percent in May) while revolving credit fell 0.1 percent (vs 8.4 percent in May).

Consumer credit in the United States went up by USD 17.09 billion in May 2019, following a downwardly revised USD 17.46 billion gain in the previous month and above market expectations of a USD 16.65 billion rise. Revolving credit including credit card borrowing climbed by USD 7.2 billion, after a USD 7 billion increase in April. Meantime, non-revolving credit including loans for education and automobiles jumped by USD 9.9 billion, after a USD 10.5 billion increase in the prior month. Year-on-year, consumer credit went up 5 percent, easing from a 5.2 percent rise in April, as revolving credit went up 8.2 percent and non-revolving credit 3.9 percent.