Wielka Brytania - Wnioski Hipoteczne

British banks approved 41,219 mortgages for new house purchase in October 2019, the fewest since March and below market expectations of 43,100, data from trade association UK Finance showed. Approvals of loans secured on dwellings for remortgaging decreased to 31,119 from 32,458 in September, and those for other purposes declined to 8,402 from 8,968. Still, net mortgage lending picked up to GBP 3.452 billion in October from GBP 2.457 billion, while net credit card lending dropped to GBP 0.056 billion from GBP 0.078 billion.

British banks approved 42,310 mortgages for new house purchase in September 2019, the least in six months, data from trade association UK Finance showed. Approvals of loans secured on dwellings for remortgaging increased to 32,649 from 32,225 in August, its highest level since November 2017; while those for other purposes declined to 9,079 from 9,124. Net mortgage lending slowed to GBP 2.333 billion in September from GBP 3.405 billion, and net credit card lending rose to GBP 0.081 billion from GBP 0.059 billion. The annual growth of credit card lending by major banks eased to 3.0 percent, the slowest rate since November 2014.

British banks approved 42,576 mortgages for new house purchase in August 2019, below a revised 43,303 mortgages in July, data from trade association UK Finance showed. Approvals of loans secured on dwellings for remortgaging increased to 31,627 from 30,589 in July, while those for other purposes declined to 9,128 from 9,207. Net mortgage lending picked up to GBP 3.646 billion in August, its highest since March 2016, and net credit card lending rose to GBP 0.063 billion from GBP 0.043 billion. Still, the annual growth of credit card lending by major banks eased to 3.3 percent, the slowest rate since February 2015.

British banks approved 43,342 mortgages for new house purchase in July 2019, the most since February 2017 and above market expectations of 42,800, data from trade association UK Finance showed. Approvals of loans secured on dwellings for remortgaging increased to 30,218 from 29,055 in June and those for other purposes rose to 9,200 from 9,004. Net mortgage lending picked up to GBP 2.947 billion in July, its highest level since March 2016, while net credit card lending eased to GBP 0.049 billion from GBP 0.112 billion.

British banks approved 42,653 mortgages for new house purchase in June 2019, up from 42,407 in the previous month and close to April's two-year high of 42,792, revised data from trade association UK Finance showed. June's figures compared to market expectations of 42,900. Approvals of loans secured on dwellings for remortgaging increased to 28,806 from 28,748 in May while those for other purposes fell to 8,923 from 9,111. Net mortgage lending picked up to GBP 1.579 billion in June from GBP 1.374 billion in the previous month, while net credit card lending eased to GBP 0.119 billion from GBP 0.247 billion.

British banks approved 42,384 mortgages for new house purchase in May 2019, up 8.7 percent from a year earlier, but below an over two-year high of 42,898 reported in the previous month, revised data from trade association UK Finance showed. May’s figures compared to market expectations of 43,200. Approvals of loans secured on dwellings for remortgaging declined to 28,787 from 30,810 in April while those for other purposes rose to 9,161 from 8,927. Consumer credit grew by 4.1 percent year-on-year, following a 3.8 percent gain in the prior month.