People 15 Years and Over with Account at a Formal Financial Institution for United States was 94.95% in January of 2021, according to the United States Federal Reserve. Historically, People 15 Years and Over with Account at a Formal Financial Institution for United States reached a record high of 94.95 in January of 2021 and a record low of 87.96 in January of 2012. Trading Economics provides the current actual value, an historical data chart and related indicators for People 15 Years and Over with Account at a Formal Financial Institution for United States - last updated from the United States Federal Reserve on June of 2024.